Why am I poor and not rich. The simple answer to the question “why am I poor?” and 5 steps to a rich life
Let's compare money and poverty.
Other words, dear in meaning, say “everything is cognized in comparison.” Let's compare money and poverty.
Eastern Europe.
“My son doesn't have a modern telephone, and my wife doesn't have her own car, although she really needs it. Perhaps we will move to another country to earn money and poverty will no longer oppress us. “
Where is the real money, and where is the poverty?
SOUTH AFRICA.
“My son does not have his own room and his own desk for lessons. My wife is unable to take a shower after a hard day at work. We have no running water. I work hard. But we do not have enough to indulge ourselves with these basic conveniences. We cannot move to another country because we need money again. We know what poverty is not by hearsay “
Or
Latvia.
“My dog only eats meat. Moreover, and only of good quality. I love her very much and although she already needs to lose weight, I do not deny her an extra piece from the table. I spend so much money on her !!! But I myself taught her to this and now she will not eat anything else “
Where is money and poverty really?
Africa.
“We are very happy when we have meat or something from protein food on our table. We try to keep our children well fed, although we cannot afford them everything from food “
So, everything is really cognized by comparison. It is worth thinking what still prevails in my life: money or poverty?
If someone considers himself poor, sees that others live even poorer, then he becomes rich in his own eyes. But often there are those who live richer and envy can oppress. I want to live no worse than others and not compare myself with the poor, but I want to be equal to the rich. However, there is something to think about and work on for both.
There are general definitions of what is money and what is poverty, which are necessary for the world community as such. However, as noted in many scientific articles, everything is very subjective. Money in one country can be considered wealth in another, and the poverty of one can simply shock another.
Where does money and poverty come from?
Money and poverty are often consequences of something, and do not come out of nowhere or go nowhere on their own.
Inheritance.
When your parents or ancestors generally had money and you are the owner of the inheritance, then it is easier for you to keep wealth and money always with you. On the other hand, if your generation did not have prosperity and you do not have inherited money, then you have to earn it as much as possible exclusively on your own or stay at the level of your generations.
However, unfortunately, wisdom may not be inherited, and money can be quickly lost, and then poverty is right there.
A country's economy.
In economically developed countries, it is easier to start a business and bring money and poverty into your life to a minimum. Of course, this also requires physical, mental and moral efforts, but when there is a chance, then it is easier.
If the country itself is experiencing economic difficulties, then the residents accordingly know what it is when there is money and poverty.
Some, because of this situation, move to other countries, which also has various consequences. Someone really increases their prosperity and money appears in their family, and someone becomes even poorer, not to mention moral and emotional exhaustion.
Bad habits.
It seems as clear as daylight, but many people are trapped in this. Even after making the most elementary calculations of what money a person spends on bad habits, it becomes clear where others have money and poverty from others.
Smoking. If a person smokes a pack of about 50 rubles a day (this is on average), how much does he spend per month? About 1500 rubles !!!
And a smoker spends about 18,000 rubles a year !!! Just imagine what useful you can spend this money on! You can buy winter tires, you can get your child to school, you can go to an inexpensive sanatorium, you can put a new window frame, you can just spend this money on fruit, etc. And now it's worth thinking how many such smokers are in different countries! Where does poverty come from? Where does the money come from? The tobacco business is making a lot of money. But on which side to stand – money and poverty – everyone decides for himself.
To smoke or not to smoke ?!
Alcohol. It is also realistic to make such calculations and who is interested in it, he will succeed.
Drugs. Here money and poverty go hand in hand.
P A potential bad habits. For example, improper eating habits in the form of an excess of meat, fatty, smoked, sweets, excess snacks, etc. require extra spending, but a person spends money and does not think that the amount of spending can be reduced and not feel defective.
Therefore, any individual and any family together can analyze their expenses and see where money is flowing and where poverty originates. Of course, there is no need to save on food, especially for children, pregnant women, the elderly and the sick. It's about spending money correctly on really healthy products that have the same price and quality. Such smart shopping really helps to save money, spend money wisely and poverty does not come to such a budget.
Gambling is a very bad and expensive habit. If you are familiar with it not by hearsay, then you understand what kind of money gamblers lose by gambling and what consequences it brings to themselves and their families. However, on the other side are the owners of the gambling business.
Loans.
Although people have now become more choosy about loans and interest, however, this does not make them think of avoiding a life on debt, a life on credit. Many loans are not justified by the true needs of a person.
“A person buys what he does not need with money that he does not have.”
Often, due to ignorance of all the rules and circumstances of a credit campaign, a person signs a loan agreement at a higher interest rate than he thought and is forced to pay more. Of course, blaming the campaigns here would not be 100% fair, because the person himself must spend money carefully, which means carefully signing various kinds of documents.
Lack of organization of the budget.
This applies to the family budget. If there is no order in it, then money flows away like water and poverty remains.
Sometimes a person has a normal salary, or even both spouses work, but they are overcome by relative poverty compared to others. What is the reason? There is no organization in the family budget. It seems that many things are necessary and that they are not so expensive, but if you add up the costs of sudden purchases, purchases according to the mood, purchases unnecessary because of a discount, then you get a solid amount of money that could be saved.
How many jokes about women's and men's shopping?! However, in reality it is ridiculous for those who earn real money from this and poverty does not concern him. And the one who cries is who then realizes that the money that he does not just earn is simply flowing away over trifles.
These are the main points where money and poverty are from one and the other.
The paradox is that often money and poverty have one source.
That is, with proper use, money comes from some,
and with the wrong budget, they drain from others.
If poverty in your home is not your fault, then the problems are more serious. However, even in this situation, steps can be taken to improve the situation. What can be done?
Feeling sorry for yourself.
Poverty-minded people feel sorry for themselves and believe that they are not destined to be rich. Someone pity himself for being born a woman (because men have more opportunities), someone pity himself for a full figure (because slender people get better jobs), someone mourns their height, nationality, skin color, the religion of ancestors, some people feel sorry for themselves that they have not yet got married and married, others cry because of the ring on their ring finger or because of the divorce stamp, young people see the source of problems in inexperience, the elderly – in their age. What do you think, if a person feels sorry for himself because of some unimportant fact and focuses on it all day, what will the people around him do? Feeling sorry for yourself is a great way to find a multi-ton anchor, which will stop you on the path of personal development and ensure eternal poverty. Self-pity is the best method for finding low-paying jobs and finding a miserable existence.
Greed.
Constant search for a price tag with the inscription “Discount” and a store with a banner “Sale”, unwillingness to pay for a good education of your children (because no one helped you), the desire to force employees of their own company to work as much as possible for as little money as possible – these are the right ones. signs that you already have a second habit of poor people The desire for total savings is not a sign of wisdom, but an indicator that you are experiencing an imbalance in income and expenses and approach it from the wrong side. their real value and generously reward the work of their helpers – and expects the same from others.
Doing things that you hate.
Katya hates washing dishes, but no one wants to help her. Ivan hates walking the dog, but is too lazy to build an enclosure for it. Sergei Petrovich is furious with the need to draw up a quarterly report, but none of his deputies is able to do this. Lisa despises the work of an auditor, but this is the only way she can pay for the loan she took to buy a car last summer. All these people are ready for failure and poverty – the reason for this is the feeling that they have to do unpleasant deeds. The key to saving one third of the poor person's habit is to do not what is needed, but what is most satisfying. Only in this area will you achieve great results!
Measuring success with money.
The poor man is sure that only the possession of a certain amount of money can bring him joy. Only a certain amount in a bank account can give him the opportunity to feel happiness thanks to designer clothes, a beautiful mansion, travel, independence from husband or parents, or leaving work. But practice shows that happiness never comes. A successful person measures happiness in units that are more significant than dollars, rubles, or yuan. In what exactly – everyone decides for himself.
Waste more money than you can afford.
Credit cards and smiling bank employees will be happy to help you find yourself in a hole in debt. After all, a person who does not want to become successful does not want to understand the difference between a useful loan taken for the development of his own business and a disastrous loan for the purchase of a luxury foreign car or a huge mansion.
The secret about why money goes away unnoticed
Money goes away unnoticed because you don't keep records and make unplanned purchases. To deal with the second, you just need to always write a list of what you need.
But pretty labels will provoke you to do the unplanned, then just translate the purchase price into your opening hours. For example, you earn 500 rubles per hour, you want a cake and yogurt, this is a purchase for 500 rubles, that is, for an hour of your work, and think whether it is worth it or not, rather not.
And get yourself a notebook where you will write down what you buy, so that every penny is under your supervision. You will be surprised how much money you save.
What you need to do so that not one salary is lost without a trace
All you need to do is save money. It is best to set aside every tenth of your earnings, so you will not infringe on yourself, but at the same time you will save money quickly enough.
How to understand that you live in abundance
As a rule, a person cannot be satisfied with only one side of his life. Therefore, people assess their well-being at once in all areas that they consider important for themselves. Living in abundance for them means a sufficient level on “all fronts”. It means:
- excellent health;
- no problems;
- a happy family;
- success at work;
- sufficient financial level.
In principle, the spheres can be different. The person himself determines their choice and quantity. It depends on his life priorities and goals. Still, there should be no less than five. Otherwise, you can say that you do not live harmoniously. It is no coincidence that there is such a concept – “life balance”.
When the level of satisfaction in each area is high enough, a person determines that his life is abundant.
The magic word is enough
So we have come to the point where you can program your wealth with the help of words. So, the first word that invokes wealth is the word
Enough.
As a rule, people are unhappy that they are always missing something: money, friends, good weather, love, self-confidence … In finding something bad in our destiny, we have become real virtuosos. Such people will surely find a flaw in any situation in order to complain about it later. At worst, they will lack the meaning of life.
The only thing they do not understand is that in their own words they are attracting them to themselves. The Law of Attraction is simple and unforgiving. As in the famous joke:
A sad little man rides on the bus and thinks: “Life is not at all successful. The boss is a fool, his wife is a bitch, the children generally got out of hand … “. And an angel stands behind, writes it all down in his notebook and thinks: “Hmm, after all, all this has already happened. Well, I'll have to do it again. “
Now imagine what might happen if you turn your mind around and start focusing on wealth in your life. To get started, play a little – try now to say out loud to yourself:
– I have enough energy.
– I have enough health.
– I have enough love.
– I have enough money.
– I have enough confidence …
And listen carefully to yourself. Get a sense of what's going on inside you as you say this. Each person will be able to feel a powerful surge of strength, energy and positiveness. And this wave, according to the Law of Attraction, will intensify and return to you!
But you only said a few words. What can happen in your life if you say these words as often as possible ?! Maybe this is also a game. But a game that brings you a different life. So play it. When you feel abundance in your life today, tomorrow you will have more.
Is it hard to find reasons to say Enough? Not at all. There is a lot of good in our life that we simply do not notice, we take it for granted.
You have two legs and two arms. This is happiness! Nick Vuychich was born without arms and legs. And he learned to live like that, and recently even got married. You have a job – that's good, in Ukraine there are 2% of the unemployed, in Russia, too, almost the same figure, and in the United States in general there are about 8% of the unemployed. Take an inventory of your life. And then you will see many reasons to say enough to yourself.
Use this word as often as possible. So you affirm in your life Prosperity, Prosperity, Abundance. Train yourself to live in abundance now.
Having given birth to a child at a too young age
For a good upbringing of a child, just the desire to be parents is not enough. Nevertheless, this does not prevent many young girls at their own peril and risk to give birth to a child, not having enough funds to support it. And this is just one side of the coin.
On the other hand, a girl does not have the opportunity to get a higher education, find a good job that could provide her with a comfortable existence. So it turns out that, having a child in her arms, a young mother automatically falls into the trap of poverty.
After leaving the decree, the situation does not improve: the girl simply does not have work experience, and sometimes even a diploma of higher education, which significantly reduces her chances of getting a good position.
As a result, we get another cell in the trap, from which, of course, you can get out, but it will take a lot of time and effort.
Living their whole lives in a poor country
A country, like a person, can fall into a poverty trap. A bad economy, corrupt leaders, unstable trade – all this leads to the fact that an ordinary citizen who has lived his whole life in such a country is automatically captured by poverty.
Together with this, he is surrounded by people who, like him, try to survive, not live, earn as much money as possible in order to finally “redeem” themselves from captivity. And thus more and more driving yourself into a vice.
Stop waiting for a miracle
The thought that someday there will be a unique chance to become rich in just a day, perhaps, visited many of us. Buy a lottery ticket for 50 rubles and win a million. To inherit a huge house in Norway from an unknown relative. Earn a promotion at work and earn enough to be enough for absolutely everything your heart desires.
Of course, there are situations when someone is really “lucky”. But after all, instead of believing in luck for years, you can achieve career success on your own.
Your earnings depend solely on you. You should start small: learn to save money, or at least not spend it on unnecessary things like lotteries that promise you mountains of gold. Strive for professionalism at work, do not get into loans for the purchase of status things and do not hope that someone will make you rich – only you can do that.
Such people love to eat and are ashamed to throw away food.
Growing up in low-income families, as a rule, as a child, they did not have access to high-quality food, and often to ordinary chocolates. Because of this, in adulthood, there may be a desire to eat everything that is in the access zone.
Such a theory was put forward by scientists and successfully proved it with the help of an experiment. Several dozen women were involved in it. Half of them had poor parents, and the remaining half were lucky enough to be born in wealthy families. All the ladies were offered a bottle of high-calorie soda, after which they were given lunch. It turned out that, despite the absence of a feeling of hunger, it was precisely those subjects who were born in poor families that ate everything clean.
- I eat all the food in the fridge so it doesn't go bad because I'm scared to throw it away. When I was a child, I rarely got to eat to the full.
- I can't let the food go bad. If I see that vegetables and fruits are already on their last legs, then I will definitely dry them to eat later.
- I feel terrible when I see my boyfriend's family throwing out sauces in bags that have run out. Damn it, give me this packet – I'll squeeze a couple more spoons out of it!
They tend to overpay just to feel comfortable
If the parents were too thrifty and literally counted every ruble spent, then in the future their child will probably develop aversion to financial planning. He will be ready to overpay a lot, just not to experience discomfort. The most stressful situation for him is the need to think about what needs to be saved.
- I have a good salary and I can afford to spend as much as I spend. Let's say I don't have cash for the bus. Yes, and I hate buses. I'll call a taxi because I can do it. Because I don't want to waste a second of my life thinking about how to save an extra penny, as my mother did.
They are afraid to enable automatic payment, and loans are paid on the last day
In the future, these people have a fear of automatic payments. Unfortunately, there is no scientific evidence for this. However, there was a thread on Reddit where users asked people who grew up in poor families to share their habits that they want but cannot fight. Many noted that automatic payments put them under stress.
- I cannot issue an automatic payment for something. Although it would be very comfortable, since I would not have to withdraw part of my salary every month. But a voice literally sounds in my head: “What if this money is needed for something more important? After all, you can pay your electricity bill for 60 days, so why do that sooner? ” This tiny fear remains with me to this day.
Sources used and useful links on the topic: https://psiin.ru/obshhaya/dengi-i-bednost-chto-delat-esli-ya-bednyj https://www.vitamarg.com/article/causes/586-10 bednost–prichin https://zen.yandex.ru/media/id/5afb07611410c30992ccd32a/prostoi-otvet-na-vopros-pochemu-ia-bednyi-i-5-shagov-k-bogatoi-jizni-5b2903d26ec17d00a98e2acf https: / /siellon.com/kak-slovami-postroit-zhizn-v-dostatke/ https://Lifehacker.ru/lovushka-bednosti/ https://www.adme.ru/zhizn-nauka/8-privychek-ot-kotoryh -hotyat-no-ne-mogut-izbavitsya-lyudi-iz-nebogatyh-semej-2214515 /

